Effective Plan Dates: July 1, 2025 - June 30, 2026

Medical Insurance: Highmark Blue Cross Blue Shield of Delaware

The City of Wilmington offers medical insurance through Highmark Blue Cross Blue Shield of Delaware. The below chart is a brief outline of the plan options.

Highmark Customer Service:  1-844-946-6259

Highmark website:  www.highmarkbcbsde.com

Highmark app icon

Highmark mobile app: download the Highmark app to access your and your covered dependents’ medical cards and claims.

Transparency in Coverage website:  https://mrfdata.hmhs.com/

There is an opportunity to receive a 2% discount on your medical premium each year. To learn more about our Wellness Discount Program CLICK HERE

Check out your Blue 365 Deals: Home Page | Blue365 Deals 

Which Medical Plan is Right?

Evaluate Your Needs. Consider your prior health care usage and select plans and options that fit your lifestyle and needs.

A little bit of planning will help you select the best plans, coverage levels, and financial programs for your unique situation.

Highmark Open Enrollment Video

Medical Plan Comparison

Note: Please consult plan documents for full benefits, exclusions, and limitations.

City of Wilmington EPO Actives July 2025
City of Wilmington PPO 2 Union Actives July 2025
City of Wilmington PPO 1 Actives July 2025
2025 Preventive Schedule, Non-Grandfathered
Transparency in Coverage
Dietician Provider Directory

Clarity 360

Clarity 360: Highmark

Personalized support to help you:

    • Make important care decisions and ensure
      you receive the highest quality of care.
    • Manage a health condition.
    • Improve lifestyle habits.
    • Reduce risk for chronic diseases like diabetes
      or heart disease.
    • Get preventive care.
    • Get answers to your health and coverage
      questions and more.
Clarity ReEngage
Well360 Clarity
by Highmark
Well360 Clarity
Member Onboarding Guide
Well360 Clarity
Onboarding Flyer